Commerce Bank NIUAA Credit CardNIU Alumni Association Announces Launch of NIUAA Branded Credit Card

Credit Card features several benefits that NIU alumni can take advantage of.

DeKalb, Illinois – Northern Illinois University Foundation Executive Director of Operations and Alumni Relations Reggie Bustinza announced on Monday (August 15) that the NIU Alumni Association (NIUAA) and Commerce Bank have collaborated for an exclusive NIUAA Branded Credit Card.

"I am thrilled that the association is able to deliver this credit card with special benefits to our Huskie alumni," Bustinza said. "It is always our goal to offer programs and services that meet alumni needs while bringing them new opportunities. This card is a no-brainer for our alumni, and I hope they will take advantage of its many rewards."

The benefits of the NIUAA Credit Card are featured below:

No Annual Fee
Earn 3% Cash Back1 on Streaming, Cable and Ride Sharing Services2 Earn 2% Cash Back1 on Gas, Restaurants and Fast Food2 Earn 1% Cash Back1 on all other purchases3 Enjoy all the extras without paying extra—$0 annual fee*

Cash Back1 is applied as a statement credit.
The NIU Alumni Association Visa Signature® Rewards card is accepted anywhere Visa® cards are accepted, and it is not necessary to have an account with Commerce Bank. Cardholders have access to 24/7 customer service, e-statements and optional autopay. More information for the NIUAA Visa Signature® Rewards card is available at

Low Intro APR for 12 Months

Save on interest with a 0% intro APR* for 12 monthly billing cycles after account opening on all purchases!

Plus, keep more money in your wallet with a 0% intro APR* for 12 monthly billing cycles after account opening balance transfers!*

Then, enjoy a low variable rate of 16.74%–26.74% APR* for all purchases and balance transfers after your 12-month introductory rate period.*

Apply on Commerce Bank's convenient application website.

Peace of Mind with 24/7 Account Monitoring


*View Important Terms of the NIUAA Visa credit card.


  1. A Cash Back redemption is applied as a statement credit. The statement credit will reduce your balance, but you are still required to make at least your minimum payment. Values for non-cash back redemption items such as merchandise, gift cards, and travel may vary.
  2. Please note that merchants self-select the category in which transactions will be listed and some merchants may be owned by other companies, therefore transactions may not be counted in the category you might expect. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible for bonus points.
  3. See Rewards Terms & Conditions for full program details. “Purchases” refers to "Net Merchandise Purchases" meaning purchases of merchandise or services on the Account, less any returned merchandise credits or service credits posted to the Account. Net Merchandise Purchases does not include Cash Advances, Balance Transfers or transactions using Convenience Checks or any associated fees. Other exclusions apply.
  4. Customer must notify Commerce Bank within 60 days of receiving the first statement with unauthorized activity. For specific restrictions, limitations and other details, please consult Commerce Bank.